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Doing business

Doing business in Zambia

The official bodies a foreign company, investor or professional deals with in Zambia – linked to their own websites – plus the treaties that matter for contracts and disputes, and law firms there that list business work.

Key facts

Key facts for business in Zambia

The short answer

Company registry in Zambia: Patents and Companies Registration Agency (PACRA). Tax authority: Zambia Revenue Authority (ZRA). Requirements, fees and timelines change – confirm them with the body concerned and a lawyer admitted in Zambia before you act.

Legal systemCommon law (with customary law)
Official languagesEnglish
CurrencyZambian kwacha (ZMW)
Regional blocsSADC, COMESA
OHADA business lawNo
AfCFTA (continental free trade)Ratified (instrument deposited)
New York Convention (arbitral awards)Party – in force since 2002
ICSID Convention (investment disputes)Contracting state – in force since 1970
Apostille Convention (public documents)Not a party – documents usually need legalization

Treaty status from the official depositary records (UNCITRAL, ICSID, HCCH), regional blocs from their own websites, AfCFTA from tralac – checked October 2026. Not legal advice.

Official bodies

Who does what in Zambia

What forOfficial bodyWebsite
Registering a companyPatents and Companies Registration Agency (PACRA)pacra.org.zm
Investment promotionZambia Development Agency (ZDA)zda.org.zm
TaxZambia Revenue Authority (ZRA)zra.org.zm
Central bank, currency and foreign exchangeBank of Zambiaboz.zm
Work and residence permitsZambia Department of Immigrationzambiaimmigration.gov.zm
Courts and justiceJudiciary of Zambiajudiciaryzambia.com
Official business procedures portalZambia eRegistry – Business Regulatory Review Agency (BRRA)businesslicenses.gov.zm

Each link was opened and checked as the body’s own website in October 2026. Links to official sites only – never to agents or look-alike sites.

Getting started

What foreign businesses usually sort out first

  1. Choose how you will operate. A subsidiary, a branch, a representative office, or working through a local partner or distributor. The options and their conditions are set by national company law.
  2. Register the business. Company registration: Patents and Companies Registration Agency (PACRA).
  3. Register for tax. Tax registration: Zambia Revenue Authority (ZRA).
  4. Check investment rules and incentives. Some sectors have licensing, local-ownership or registration rules, and some investors qualify for incentives. Investment agency: Zambia Development Agency (ZDA).
  5. Permits for foreign staff. Work and residence permits: Zambia Department of Immigration.
  6. Banking and foreign exchange. Rules on accounts, moving money in and out and paying dividends abroad come from the central bank (Bank of Zambia) and the banks.
  7. Contracts and disputes. Agree the governing law, the courts or arbitration seat, and the language. Zambia is a party to the New York Convention, so arbitral awards made in other member states can be recognized there under it.

A general checklist, not legal advice. What applies to you depends on your sector, structure and nationality.

Law firms

Law firms in Zambia for business matters

Chalwe & Kabalata Legal Practitioners

Lusaka

Business work on its website:Corporate and M&AEnergy and miningInfrastructureReal estate

Chibesakunda & Company

Lusaka

Business work on its website:Corporate and M&ABanking and financeInfrastructureTaxEmploymentReal estate

Malisa & Partners Legal Practitioners

Lusaka

Business work on its website:Corporate and M&AEmploymentReal estate

Ngoma Legal Practitioners

Lusaka

Business work on its website:Corporate and M&ABanking and financeEnergy and miningTax

Simeza, Sangwa & Associates

Lusaka

Business work on its website:Corporate and M&ABanking and financeEnergy and miningEmploymentReal estateImmigration

5 firms in Zambia list corporate, tax, employment or other business work on their own websites. See every firm in Zambia.

Checking a lawyer in Zambia

Who admits lawyers: Law Association of Zambia (LAZ) – practising certificates; admission by the High Court

Professional title: Advocate (Legal Practitioner)

Contact the Law Association of Zambia ([email protected]) to confirm the advocate holds a current practising certificate.

We could not confirm every detail from official sources, so use this as a starting point.

Sources: laz.org.zm. Checked October 2026. Not legal advice.

Questions

Doing business in Zambia: questions

Where do you register a company in Zambia?

With Patents and Companies Registration Agency (PACRA) (pacra.org.zm). Requirements change, so confirm them with the registry and a lawyer admitted in Zambia.

Is Zambia a party to the New York Convention?

Yes – in force since 2002 (UNCITRAL status table, checked October 2026).

Does Zambia accept apostilles?

Zambia is not a party to the Apostille Convention (HCCH status table, checked October 2026), so foreign public documents usually need legalization – typically through the issuing country’s foreign ministry and Zambia’s embassy or consulate. Confirm with the authority that will receive the document.

What currency is used in Zambia?

Zambian kwacha (ZMW).